Long Island Car Accident Lawyer
A car accident can happen to anyone, even the most careful, responsible driver. Although you can't plan when an accident will happen, knowing what to do after you are involved in an accident can mean the difference between a smooth recovery and a life changed for the worst.
We at Sarisohn, Carner & DeVita want you to be aware of your rights after an auto accident. The proper legal strategy can put you in the best position possible to make a full medical and financial recovery.
If you’ve been injured in a wreck, call us today at 631-543-7070 or contact us online to speak with one of our Long Island car accident lawyers. Your first consultation is always free, and there’s no obligation to hire us after the consultation.
How You Can Benefit From Having a Long Island Car Accident Lawyer
Many people feel lost and aren’t sure who to turn to after an auto accident. Working with a personal injury lawyer can give you that support you seek. We will be your personal legal advisor who’s always on your side and wants to look out for your legal rights.
Insurance companies have their own set of interests at heart. A liability insurer you file a third-party claim with will try to pay out as small of a settlement as possible. They may also make misleading statements as to your rights and the best course of action for you to take.
While not every car accident will require the services of a personal injury attorney, injured parties can greatly benefit from having an advisor and legal representative in many situations.
You Should Consider Contacting a Long Island Car Accident Lawyer If:
- You have been injured personally
- Your property has been significantly damaged
- The other driver was uninsured at the time of the accident
- Someone makes a claim against you after the accident
- The party or insurers you’re attempting to make a claim against deny responsibility
- You have any questions about your legal rights or want to know the optimal legal strategy to maximize your potential compensation
Get a Free Consultation Regarding Your Claim, Contact Us Today
How Insurance Works After Your Car Accident
There are two types of insurance you will typically need to rely on after you have been injured or sustain significant personal property damage in a car accident:
Regardless of who is at fault in an auto accident, New York State Insurance law provides that basic No-Fault benefits will cover*:
- reasonable and necessary medical and rehabilitation expenses;
- 80% of lost earnings with a maximum of $2,000 per month for 3 years;
- up to $25.00 a day for one year for specific expenses incurred as a result of the accident.
*(up to your policy limit and subject to certain limitations and exclusions)
New York State mandates that motorists carry a minimum of $25,000 in no-fault personal coverage.
Individuals can also add a Supplemental Uninsured Motorist Coverage endorsement to this policy to protect themselves in the event that they’re injured by someone with no insurance coverage or an insufficient coverage limit. Since this type of coverage is for your direct benefit, all automobile owners should carefully review these provisions of their policy. We would be happy to explain and assist with a free consultation.
Liability insurance claims are third-party claims available to those “seriously injured” in a car accident with another driver who is allegedly at fault for the incident. Unlike other states, New York requires claimants to meet the minimum standing for damages by having a “serious” injury.
There are many different kinds of injuries which fall into the category of "serious injury," so assessing whether a particular injury is "serious" is best left to review and consultation with your attorney.
New York State mandates that all motorists carry minimum liability coverage of $50,000 for bodily injury to all persons and $10,000 for property damage, per accident.
When Is a Lawsuit Necessary?
In New York State, an automobile accident victim retains the right to sue a negligent driver or vehicle owner for:
- Medical expenses and economic losses exceeding $50,000
- "Pain and suffering" if the accident causes disfigurement or other serious injuries
- Accidents that resulted in death
Negligent drivers include drivers who breached their duty of care to others on the road by making bad decisions that directly lead to harm. Examples of negligent driver actions include:
- Distracted driving
- Intoxicated/impaired driving
- Following too closely (Tailgating)
- Illegal driving maneuvers
- Drowsy driving
- Texting and driving
- Improper prescription or over-the-counter drug use
How The Sarisohn, Carner & DeVita Long Island Personal Injury Team Can Help You
When you are injured, your needs and the full enforcement of your rights are our #1 priority.
After you receive your free consultation and decide to utilize our services, one of our experienced Long Island car accident attorneys will meet with you to explain your rights and how to best protect your interests. We can come to you at home or in the hospital, if necessary.
Your attorney team will investigate the facts of your case and determine the strength of any claim that you may have. By speaking with witnesses and performing meticulous legal research, they will uncover the full facts of your case and build a strong claim for a settlement amount that accurately reflects your current and future damages.
Our firm will make sure that all legal papers are filed properly and on-time. There are many different deadlines that you must meet when filing a claim. If you miss a deadline, you may be barred from filing a claim to collect money for your injuries.
Your attorney will aggressively negotiate with insurance companies and others to make sure that you are properly compensated for your pain and suffering, medical bills, lost time from work and other expenses associated with the accident.
Sometimes a trial is the only way to obtain the compensation that you deserve. If your case does go to trial, we will vigorously act on your behalf. You can count on our considerable expertise.
Our team of Long Island car accident lawyers is standing by to help you. Contact us online or give us a call at 631-543-7070 for a free, no-obligation consultation to learn more about your rights.